Last updated: 26 September 2026
Borrowing money also costs money. Before you commit, check that you can afford the repayments and make sure the monthly instalments fit within your budget for the entire term of the financing.
Simulator results are estimates calculated from the parameters shown. They constitute neither an offer, nor a promise of financing, nor a commitment on the part of Express Finance. Final terms (rate, term, fees, security) are set out in the written offer issued once the application has been fully reviewed.
Every application is assessed individually. Express Finance reserves the right to decline financing or to change its terms at the end of the assessment.
Arrangement fees may apply where provided for by law and by contract; they are announced before you make any commitment. In the event of late payment, penalties are due under the terms of the agreement. Amounts shown by the penalty simulator are estimates and depend on the terms of your contract.
Express Finance will never ask you to share your banking credentials by e-mail or message, or to pay any sum before a written offer has been issued. If you have any doubt about the authenticity of a communication, contact us directly using the official details on this website.