Consumer credit

Overview

Consumer credit finances a specific purchase — a vehicle, furniture, equipment or home improvements. The amount and term are matched to the value of the item and to your monthly budget.

Key terms

• Financing tied to a specific purchase
• Monthly instalments matched to your budget
• Proof of purchase (quote or invoice) required
• Final terms set once the application has been reviewed

Typical uses

Documents usually required

• Valid identity document (national ID card or passport)
• Proof of address dated within the last 3 months
• Proof of income (last 3 payslips or tax assessment)
• Quote or order form for the item being financed

Additional documents may be requested depending on the nature of the project.