Mortgage
Purchase, new build, renovation or buy-to-let: structured property financing tailored to your circumstances.
- Amount
- €3,000 – €800,000
- Term
- 12 – 50 years
Chargement…
An Express Finance personal loan lets you borrow a set amount and repay it in fixed monthly instalments over a term of your choosing. You are free to use the funds as you wish, with personalised support from application through to disbursement.
Additional documents may be requested depending on the nature of the project.
Indicative, no-obligation estimate. Adjust the parameters to see your monthly instalment.
Excludes any arrangement fees, which are set out in the offer depending on the type of financing. Fees and conditions
Estimated monthly instalment
€2,527.17/ month
€30,000 over 1 year — Personal loan
Total repayable (capital + interest): €30,325.97 · Indicative APR: 2.02 %
Indicative simulation. Results are calculated from the parameters shown and do not constitute a credit offer. Final terms (rate, term, fees, security) are set out in the offer issued once your application has been reviewed.
12 monthly instalments — indicative dates starting next month.
| No. | Period | Capital | Interest | Instalment | Balance |
|---|---|---|---|---|---|
| 1 | Oct 2026 | €2,477.17 | €50.00 | €2,527.17 | €27,522.83 |
| 2 | Nov 2026 | €2,481.30 | €45.87 | €2,527.17 | €25,041.53 |
| 3 | Dec 2026 | €2,485.43 | €41.74 | €2,527.17 | €22,556.10 |
| 4 | Jan 2027 | €2,489.58 | €37.59 | €2,527.17 | €20,066.52 |
| 5 | Feb 2027 | €2,493.73 | €33.44 | €2,527.17 | €17,572.79 |
| 6 | Mar 2027 | €2,497.88 | €29.29 | €2,527.17 | €15,074.91 |
| 7 | Apr 2027 | €2,502.05 | €25.12 | €2,527.17 | €12,572.86 |
| 8 | May 2027 | €2,506.22 | €20.95 | €2,527.17 | €10,066.64 |
| 9 | Jun 2027 | €2,510.39 | €16.78 | €2,527.17 | €7,556.25 |
| 10 | Jul 2027 | €2,514.58 | €12.59 | €2,527.17 | €5,041.67 |
| 11 | Aug 2027 | €2,518.77 | €8.40 | €2,527.17 | €2,522.90 |
| 12 | Sept 2027 | €2,522.90 | €4.20 | €2,527.10 | €0.00 |
| Total | €30,000.00 | €325.97 | €30,325.97 | — | |
Estimate the additional cost of an instalment paid late under the applicable scale of charges.
Number of days after the due date during which no penalty applies.
As a % of the unpaid instalment.
Applied pro rata for each day beyond the grace period.
The penalties shown are estimates and depend on the terms of your contract. Formula: fixed fee + penalty % × instalment + instalment × annual rate × days charged ÷ 365.
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